ZOPA

zopa-logo

Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks who act as middlemen. It works in the following way: the company first categorizes borrower credit grades with an A*, A, B, C, or Y rating; then lenders make offers that vary by money amount and time period for persons with a certain credit grade, and borrowers can then agree the aggregate offered rate. Zopa takes on such responsibilities as distributing money between p... arties, completing the legal paperwork, performing borrower identity/credit checks, and employing a collections agency that chases missed payments for the lender. Zopa also mitigates risk for lenders by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (i.e. someone lending £1000 would have their money spread across say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. Zopa has received public acclaim as well, having been awarded CNET Technology Awards' 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project, and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan. One of the three initial members of the UK's Peer-to-Peer Finance Association, together with FundingCircle and RateSetter. Other P2P lending services include [Lending Club](http://www.crunchbase.com/organization/LendingClub), [Prosper](http://www.crunchbase.com/organization/Prosper), and [Kiva](http://www.crunchbase.com/organization/Kiva).

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ZOPA

Social Links:

Industry:
Financial Services FinTech Lending Peer To Peer

Founded:
2005-01-01

Address:
London, England, United Kingdom

Country:
United Kingdom

Website Url:
http://www.zopa.com

Total Employee:
251+

Status:
Active

Contact:
+44-(0)20 7580 6060

Email Addresses:
[email protected]

Total Funding:
792.26 M USD

Technology used in webpage:
Viewport Meta IPhone / Mobile Compatible SPF SSL By Default Google Font API LetsEncrypt Apple Mobile Web Clips Icon Google Tag Manager WordPress Content Delivery Network


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Current Advisors List

tim-levene_image

Tim Levene Board Director @ Zopa
Board_member
2012-12-01

charles-birnbaum_image

Charles Birnbaum Director @ Zopa
Board_member
2016-11-01

peter-herbert_image

Peter Herbert Board Member @ Zopa
Board_member

michael-woodburn_image

Michael Woodburn Board Member @ Zopa
Board_member

not_available_image

Nick Aspinall Board Member @ Zopa
Board_member

gordon-mccallum_image

Gordon McCallum Board Member @ Zopa
Board_member

jaidev-janardana_image

Jaidev Janardana Board Member @ Zopa
Board_member

christine-farnish_image

Christine Farnish Board Member @ Zopa
Board_member
2018-04-01

Current Employees Featured

jaidev-janardana_image

Jaidev Janardana
Jaidev Janardana Group CEO @ Zopa
Group CEO
2015-09-01

robert-firek_image

Robert Firek
Robert Firek Technical Lead @ Zopa
Technical Lead
2018-11-01

didier-baclin_image

Didier Baclin
Didier Baclin Chief Innovation Officer @ Zopa
Chief Innovation Officer

helen-beurier_image

Helen Beurier
Helen Beurier Chief People Officer @ Zopa
Chief People Officer
2021-09-01

clare-gambardella_image

Clare Gambardella
Clare Gambardella Chief Customer Officer @ Zopa
Chief Customer Officer

jiahang-zhong_image

Jiahang Zhong
Jiahang Zhong Head Of Data Science @ Zopa
Head Of Data Science
2018-01-01

steve-hulme_image

Steve Hulme
Steve Hulme Chief Finance Officer @ Zopa
Chief Finance Officer

ed-massey_image

Ed Massey
Ed Massey Head of Partnerships & Business Development @ Zopa
Head of Partnerships & Business Development
2021-09-01

amy-fisher_image

Amy Fisher
Amy Fisher Chief Risk Officer @ Zopa
Chief Risk Officer

giles-andrews_image

Giles Andrews
Giles Andrews Co-founder & Director @ Zopa
Co-founder & Director

Founder


dave-nicholson_image

Dave Nicholson

giles-andrews_image

Giles Andrews

james-alexander_image

James Alexander

not_available_image

Richard Duvall

tim-parlett_image

Tim Parlett

Investors List

silverstripe-international-holdings_image

Silverstripe International Holdings

Silverstripe International Holdings investment in Venture Round - Zopa

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SoftBank Vision Fund

SoftBank Vision Fund investment in Venture Round - Zopa

augmentum-fintech_image

Augmentum Fintech

Augmentum Fintech investment in Venture Round - Zopa

northzone-ventures_image

Northzone

Northzone investment in Venture Round - Zopa

davidson-kempner-capital-management_image

Davidson Kempner

Davidson Kempner investment in Venture Round - Zopa

iag-silverstripe_image

IAG Silverstripe

IAG Silverstripe investment in Venture Round - Zopa

chimera-capital-management_image

Chimera Capital Management

Chimera Capital Management investment in Venture Round - Zopa

iag-silverstripe_image

IAG Silverstripe

IAG Silverstripe investment in Venture Round - Zopa

venturefounders_image

VentureFounders

VentureFounders investment in Venture Round - Zopa

volution-9903_image

Volution

Volution investment in Venture Round - Zopa

Newest Events participated

innovate-finance-global-summit-2017_event_image Participated in Innovate Finance Global Summit 2017 on 2017-04-10 as exhibitor

Official Site Inspections

http://www.zopa.com Semrush global rank: 217.3 K Semrush visits lastest month: 340.13 K

  • Host name: 151.101.129.91
  • IP address: 151.101.129.91
  • Location: United States
  • Latitude: 37.751
  • Longitude: -97.822
  • Timezone: America/Chicago

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