INTERCEPT

Intercept Company designs, develops, markets and implements a suite of fully integrated electronic commerce products and services primarily for community financial institutions in the United States. The Company's products and services include EFT, data communications management, client/server enterprise software and other processing solutions. InterCept currently serves over 580 financial institutions and is the largest third-party processor of financial institutions' ATMs in the southeastern United States. The Company has established marketing relationships with 9 of the 17 bankers' banks, which provide the Company access to over 4,500 of the approximately 11,000 financial institutions nationwide.