ALTERRA CAPITAL HOLDINGS

Alterra Capital Holdings is a Bermuda-based provider of reinsurance for both the life and annuity, including disability, and property and casualty insurance markets. They differentiate ourselves by offering structured reinsurance products in both markets and by targeting superior risk-adjusted returns from our diversified investment portfolio. To better manage their reinsurance liability exposure, allocate their investments and assess their overall risk, we model they underwriting and investments on an integrated basis. They believe that this strategy will allow us to generate a superior return on equity compared to others in their industry.