UNIPOL GRUPPO FINANZIARIO

The Unipol Group is the second insurance group on the Italian market and the first in Non-Life business, classified among the top ten in Europe. On a consolidated level, at 30 September 2014, the Group recorded an insurance direct income equal more than €13bn, of which €6.4bn in Non-Life business and €6.8bn in Life business. Unipol adopts an integrated offer strategy, providing a full range of insurance and financial products, and is particularly active in supplementary social ... security and health sectors. The core business is complemented by presence in the banking sector, real estate sector and diversified activities that extend the Group perimeter to the hotel, health and agricultural industries. The Group has approximately more than 14.000 employees*, divided between its offices in Bologna, Milan, Turin and Florence, local organizations and bank branches across the country. It serves over 16 million customers thanks to the vast network of agencies made up of approximately 3,800 agencies* and 7,300 sub-agencies, in addition to approximately 300 bank branches. Unipol operates with the aim of ensuring sustainable long-term growth, accompanied by adequate profitability to the benefit of all stakeholders: shareholders, customers, agents, employees, suppliers and the community. The parent company, Unipol Gruppo Finanziario S.p.A., is an investment holding and services company whose ordinary and preference shares are listed on the Italian Stock Exchange since 1990 and 1986 respectively. Pierluigi Stefanini is the Chairman of Unipol Gruppo Finanziario and Carlo Cimbri holds the office of Chief Executive Officer and General Manager. In the insurance services sector, the Group operates primarily through UnipolSai Assicurazioni S.p.A., a company listed on the Italian Stock Exchange, leader in Italy in Non-Life business, in particular in vehicle liability insurance. Alongside the prominent traditional insurance channel represented by UnipolSai, the Unipol Group is active in direct MV insurance through Linear Assicurazioni, the online proposal and sale of Life insurance solutions through Linear Life and healthcare protection through UniSalute. The group also oversees the bancassurance channel thanks to the agreement with Unipol Banca and joint-ventures with leading Italian bank operators (Arca Assicurazioni and Arca Vita with a number of cooperative banks, in particular Banca Popolare dell’Emilia Romagna and Banca Popolare di Sondrio; Popolare Vita with the Banco Popolare Group; BIM Vita with Banca Intermobiliare; Incontra Assicurazioni with the Unicredit Group). Unipol is also the third largest operator on the Serbian market through the subsidiary DDOR Novi Sad. In the banking services sector, the Group operates primarily through Unipol Banca, focusing on retail and small business segments with an offer covering an entire range of banking services and products. In real estate business, the Unipol Group is currently one of the main operators in Italy in terms of the amount of assets under management (almost €4.8bn). The Group owns property of significant historical, symbolic and architectural value such as Torre Velasca and Torre Galfa in Milan. Finally, through UnipolSai, the Group is a key player in the Italian hotel industry, thanks to the 20 structures managed by the subsidiary Atahotels in some of the main cities and most popular tourist destinations in Italy. In the agricultural sector, the Group operates through Tenute del Cerro, owner of approximately 4,300 hectares of land in central Italy and renowned on a national level for the production of high-quality wine. The Group is present in the health sector through the Villa Donatello clinic (Florence) and the Florence Oncology Centre located in Villa Ragionieri. UnipolSai also owns Marina di Loano, a port facility in Liguria able to accommodate over 800 boats from 8 to 77 metres long. The majority shareholder of Unipol Gruppo Finanziario S.p.A. is Finsoe S.p.A., a holding company that currently holds 50.75% of ordinary shares, whose capital is in turn attributable to companies belonging to the cooperative movement.More