RIA ENVIA, INC.

Established in 1987, RIA is the third-largest global consumer-to-consumer remittance company. Processing $4.5 billion in money transfers annually, RIA originates transactions through a network of over 10,000 sending agents and 98 company-owned stores located throughout 13 countries in North America, the Caribbean, Europe and Asia and terminates transactions through a payer network of over 32,000 locations across 82 countries. RIA's primary services include money transfer, bill payment, money orders and check cashing. RIA offers transfers under the brands RIA Money Transfer, AFEX Money Express and Kim Phu Money Transfer.