ITS MY MONEY

The story begins with a teacher and his students who were searching for a profitable possibility to invest money without having high fees for agents, banks or insurance companies. As they did not find any good solution for that problem, they started to think about how it could work to offer investors a profitable alternative. its-my.money is the solution which appears to be the way of putting the theory into practice. In order to delete the factors which cause fees its-my.money started to build ... up the complete value chain on its own. The money you are going to invest will be transferred to 100% into real values, without any fees for any agent. But why does its-my.money choose only real values? - Because they are more safe and profitable. THE PROBLEM Today it is tough to invest money wisely. Bank products are not profitable, and major investment projects are mostly unrealistic for a single person alone because the necessary capital is not available. Furthermore, most of the products that are offered by banks and insurance companies are only provided within the scope of funds. The managers of these funds are doing nothing else but buying other funds or pooling them. In the end, the result is always the same – if you want to invest you get a service for your money, which you do not want to have, which you do not need and which is finally too expensive1. So, e.g., with the customers ́ invested money banks, investment companies, and insurance companies buy financial products with which other institutions earn money in turn. Problems, which are occurring here, are, on the one hand, barely foreseeable exchange risks and on the other side the hidden costs. These high and hidden costs are called “soft costs”, and they bring the concept of financial investments into ridicule2. In addition to the regular selling and administrative expenses, these soft costs are usually including success fees, fund management charges, management fees and of course bonuses for the members of the institutions. These listed expenses reduce the invested capital by an average of 15% to 40%. The money of the investor is getting less step by step since too many institutions make a profit from it. The investor asks his bank to create an investment portfolio for him. For this assignment, the bank takes high soft costs. Then the rest of the money is going to be put into a fund, which is managed by another cost incurring institution. In the end there only reaches a part of the initially invested amount the actual investment case. As a result, we have a very inefficient type of investing. THE SOLUTION: THE REAL-VALUE CONCEPT OF ITS-MY.MONEY We get a highly efficient value chain through our concept. This simplified value chain, which is slimmed down to its bare necessities provides a never seen efficiency in the financial sector. This is also shown by the fact, that 100% of the collected capital of the main sale will be invested in selected tangible assets. Consequently, every token represents a real value in the form of tangible assets. This fact forms the solid foundation for an investment with intrinsic value. Furthermore, a safety aspect is provided since assets stand for a long-term increase in value. The best examples for this type of investment are real estates or vintage cars and art. Especially in the long run assets provide enormous growth potential and are much less vulnerable to financial crises compared to stocks and other securities. The concentration of risks is getting reduced significantly by splitting into different fields of assets. Another safety aspect is that we avoid cluster risks and political risks through global investments in many different countries. Because of our huge network of contacts, many years of experience and by constant monitoring of the markets, we can filter out possible investment cases in a minimum of time and rate their potential profitability. Real assets, real values Right from the start, your token value will be backed by real estate, vintage cars, and other value-increasing assets. Invest together As part of the SAVVY Community, you will be able to actively participate in collective investment projects. No more middlemen By replacing all middlemen in the investment value chain we reduce unnecessary costs for retail investors.More