CRUSADER INSURANCE

Crusader Insurance Company (Crusader) is a stock company incorporated on June 14, 1976. They are a wholly owned subsidiary of Unico American Corporation. Unico is a publicly owned insurance holding company traded on the NASDAQ under the symbol “UNAM.” Unico’s management has been providing insurance services for over 45 years. The majority of Crusader’s policies are underwritten through an affiliated general agency, Unifax Insurance Systems, Inc. Crusader Insurance Company was evaluated... by the A.M. Best Company and assigned a Financial Strength rating (“FSR”) of A- “EXCELLENT,” with an Outlook rating of “STABLE” and with a Financial Size Category (“FSC”) rating of “VII.” Crusader is domiciled in California and is licensed to transact property and casualty insurance on an “admitted” basis in Arizona, California, Nevada, Oregon and Washington, under NAIC #14010.

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